Loss adjusting is one of our core services we offer to our clients. We are fast, quick and fair in reporting losses to our clients. The standards we follow are unmatchable in the industry that has given us competitive advantage over our peers in the industry. The segments for which we carried out loss adjusting are given below:
Mr. Sushil Kumar Agarwal have handled Fire and Allied Claims across all verticals in the industry and commerce. He had evaluated losses for various industries ranging from SMEs to big corporate houses. Our team of highly qualified industry experts is fully equipped to minimize TATs and meet clients’ expectations. Our experience ranges from all types of fire accidents be it in an office building or fire in a process plant or fire in a warehouse or fire in an auto ancillary plant.
We have expert surveyors who have domain expertise in cargo surveys. Our core team is capable and have in depth knowledge of loss prevention measures of cargo. While handling losses in marine industry, our team of experts work diligently to protect the interest of our clients within the limits of the cargo insurance policy. We strictly adhere to the ethical standards, for which we are highly respected in the industry. Our Marine Insurance Surveys are in compliance with all the requisite standards to ensure your claim delivery process is smooth, swift and trouble free.
Miscellaneous Claims are those claims that are not covered under fire, marine or engineering insurance. For example, cash losses, theft, bank indemnity, and jeweler block claims, etc. We have a panel of experts that are fully equipped to handle the insurance claims that fall under this category. They identify the nature of losses, assess and provide the best suited monetary resolution to the claims. Our services and expertise include financial line coverage, affinity programs, routine robbery / burglary claims, films & sports events.
Our team of loss assessors is well versed and highly experienced in the areas of legal aspects and insurance. We make sure our team remains updated on the latest trends, policy changes in areas of liability. We adhere to strict timelines, maintained confidentiality norms and always insist on detailed and exhaustive reports with supportive case laws from our team members who are working on the case. Our expertise has covered a wide range of liability but not limited to: professional liability, general liability, cyber liability, directors’ and officers’ liability, Clinical Trials liability, Employers’ Liability, Employment practices liability, Product Recall etc. We also regularly provide our services to Insurers towards various policies of Banks etc.
Surveying and handling losses and claims arising out of catastrophic conditions be it man made or natural disasters has remained our forte. Our highly expert team has worked under such extreme pressures and delivered on time and exceptional results, as per the satisfaction of the clients.
• Uttrakhand flood - 2013
• Kashmir flood - 2014
• Tamil Nadu Floods - 2015
• Vardah Cyclone - 2016
• Titli Cyclone - 2018
• Kerala Flood – 2018
• Fani Cyclone – 2019
In addition to loss and claim assessment, we are also active in
the field of valuation for more than a decade. Mr. Sushil Kumar
Agarwal done asset valuation for various industrial segments
ranging from IT, Banking, heavy machinery, automobile, media,
etc.
We have a panel of experts who have deep experience in
valuation and are highly conversant with IT.
We are expert in conducting inspections across various
industries to serve the purpose of underwriting and of PML
assessment. Our team engaging in risk inspection is well verses
in various methodologies and approaches of risk assessment and
have been involved with various industrial segments.
We are also providing project monitoring services for critical
path monitoring according to PERT charts (under ALOP policies)
and regular and systematised monitoring and reporting on
project progress.
We have a full-fledged team to process those claims, as desired
by the insurer, that do not require to actually visit the site. In this
arrangement, our team follows online process making use of
various data banks available with our team, based on our
previously handled claims, and assesses claims and losses up to
certain quantum.
This arrangement is well supported by our strong IT
infrastructure where we ensure fair claims is submitted to the
client without compromising quality and timeline.
Under delegated authority, our team of experts are given an
authority by the insurers to settle the claims up to certain
amount, in a stipulated time, once a team makes on-site visit.
Our highly qualified and experienced adjuster with all necessary
documents and information available work in close coordination
with our in-office support.
We have handled various such losses without compromising on
quality with our skilled loss adjusters in an efficient and swift
manner.
A chartered accountant by profession, Sushil Kumar Agarwal got
deeply interested in the insurance claims segment while working
in finance and accounts department of a leading multinational.
This led him to work with Associate Surveyors and Consultants
for 2.5 years. Post which, he went on build his own company,
SKAAD where he has been responsible for successfully leading
CAT teams handling CAT losses in various parts of India in recent
past.
Known for delivering results at industry-leading companies,
under his able leadership, SKAAD handled numerous claims of
fire, marine, cargo and other miscellaneous department
pertaining to various insurers.
After resigning from SKAAD, now he has started this company as a promoter director to provide better services as being provided earlier.
